My cousin offered me £50,000, no strings attached – do I take it?

DEAR DEIDRE: I’VE been offered £50,000, with no strings attached, by my cousin. Do I take it?

We’ve been struggling for money for a while.

My wife hasn’t worked since the birth of our twin boys two years ago and I was made redundant during the pandemic.

I’m 36, my wife’s 32.

We rent a tiny two-bedroom apartment and barely have enough for food after bills.

Last month my cousin asked to meet. Over lunch she said she knew we’d been struggling and she wanted to help.

She opened up her handbag and showed me a pile of banknotes. She wouldn’t answer any of my questions about where it came from.

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She’s an accountant and has never been short of cash but this isn’t just a few months’ worth of savings.

My wife is adamant we shouldn’t take it but I can’t help thinking this could change our lives.

DEIDRE SAYS: You know what they say about things that seem too good to be true.

If you don’t know where this money came from and your cousin refuses to explain, it would be wise to decline the offer. You don’t want to be involved in dodgy dealings, as tempting as the offer might seem.

Getting back into work will help with some of your money worries, so approach Jobcentre Plus (gov.uk/contact-jobcentre-plus).

You may be eligible for certain benefits while you search.

And I am sending you my support pack Solving Debt Problems, which has further ideas.

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